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Welcome to Trophy Finance!

Welcome to Trophy Finance. We have done the hard work of finding the best money saving financial offers available and put them here for you in one convenient place. The offers on this site are here for one reason, To save you money. Check back often, the offers are constantly updated. 
 

Mortgage / Refinancing
Mortgage / Refinancing

What is a mortgage refinance?

A mortgage refinance replaces your current home loan with a new one. Often people refinance to reduce the interest rate, cut monthly payments or tap into their home’s equity. Others get a mortgage refinance to pay off the loan faster, get rid of FHA mortgage insurance or switch from an adjustable-rate to a fixed-rate loan.

Let’s consider some important initial steps of mortgage refinancing — and then run through the process step by step.

What happens when you refinance a mortgage?

When you buy a home, you get a mortgage to pay for it. The money goes to the home seller. When you refinance, you get a new mortgage. Instead of going to the home’s seller, the new mortgage pays off the balance of the old home loan.

Mortgage refinancing requires you to qualify for the loan, just as you had to meet the lender’s requirements for the original mortgage. You file an application, go through the underwriting process and go to closing, as you did when you bought the home.

The mortgage offers below will help you save thousands over the life of your loan. Get a quote today!

 

We Buy Homes For Cash. Sell your home fast. Get a free quote today.

 

Easy RefinanceToday. Get free Refi info now and save.

 

Housing-Services. Get free refinancing info now.

 

LendingTree Prime. Refinance your home now while rates are low.